Canada · 2026
Take-home pay by province and territory, 2026
At $80,000 the best of the 13 jurisdictions is Nunavut, which keeps $62,299 a year, and the lowest is Nova Scotia at $56,439: a gap of $5,860. The order changes with salary, because each province's brackets, credits and premiums bite at different incomes.
Annual take-home pay in all 13, at six salaries
| Province or territory | $40,000 | $60,000 | $80,000 | $100,000 | $150,000 | $200,000 |
|---|---|---|---|---|---|---|
| Alberta | $33,332 (#4) | $47,691 (#5) | $60,698 (#5) | $74,459 (#5) | $107,457 (#3) | $137,854 (#3) |
| British Columbia | $33,333 (#3) | $47,755 (#4) | $61,157 (#3) | $75,374 (#2) | $107,376 (#4) | $136,275 (#5) |
| Manitoba | $32,174 (#10) | $45,773 (#9) | $58,229 (#9) | $71,445 (#8) | $100,797 (#9) | $128,523 (#9) |
| New Brunswick | $32,275 (#9) | $46,047 (#8) | $58,245 (#8) | $71,214 (#9) | $101,330 (#8) | $129,581 (#8) |
| Newfoundland and Labrador | $32,390 (#8) | $45,762 (#10) | $57,856 (#10) | $70,603 (#10) | $100,702 (#10) | $128,441 (#10) |
| Nova Scotia | $31,734 (#13) | $44,726 (#13) | $56,439 (#13) | $68,867 (#13) | $98,116 (#12) | $124,331 (#12) |
| Northwest Territories | $33,365 (#2) | $47,938 (#2) | $61,166 (#2) | $75,204 (#3) | $107,360 (#5) | $137,196 (#4) |
| Nunavut | $33,784 (#1) | $48,773 (#1) | $62,299 (#1) | $76,654 (#1) | $110,407 (#1) | $141,898 (#1) |
| Ontario | $32,814 (#6) | $47,340 (#6) | $60,303 (#6) | $74,207 (#6) | $104,319 (#6) | $131,279 (#7) |
| Prince Edward Island | $32,152 (#11) | $45,447 (#11) | $57,335 (#11) | $69,789 (#11) | $98,972 (#11) | $125,898 (#11) |
| Quebec | $32,088 (#12) | $45,328 (#12) | $57,012 (#12) | $69,585 (#12) | $97,850 (#13) | $123,641 (#13) |
| Saskatchewan | $32,721 (#7) | $46,520 (#7) | $59,022 (#7) | $72,288 (#7) | $104,037 (#7) | $133,352 (#6) |
| Yukon | $33,255 (#5) | $47,885 (#3) | $61,039 (#4) | $74,998 (#4) | $107,892 (#2) | $138,514 (#2) |
The number in brackets is the rank, 1 being the most take-home. Each salary's full ranking is also on every salary page.
Questions
Which province has the highest take-home pay?
At $40,000: Nunavut. At $80,000: Nunavut. At $150,000: Nunavut. The leader is not the same at every salary.
Which province has the lowest?
At $40,000: Nova Scotia. At $80,000: Nova Scotia. At $150,000: Quebec.
Is take-home pay the whole story when comparing provinces?
No. It leaves out the cost of living, sales taxes, auto insurance, housing and any fees that are not payroll deductions. It is the part of the comparison that comes from income tax, CPP or QPP and EI, for a resident with the basic personal amounts.
More Canadian guides
Estimates for the 2026 tax year using rates read from the CRA (and Revenu Québec for Quebec) on 2026-10-03. Assumes a resident of one province or territory for the whole year. Not payroll, tax or financial advice.
