2026 · Official 2026 sourceTax review: Official 2026Partial modelEditorial status: Launch-ready

Arizona paycheck calculator

Estimate take-home pay with the Arizona 2026 profile, then use the guide below to understand what is modeled and what still needs local or personal verification. Compare filing-status and pretax-contribution scenarios instead of treating one Arizona withholding estimate as a universal result.

A $85,000 salary in Arizona leaves an estimated $66,896 per year — about $2,573 every two weeks — after 2026 federal, FICA, and state tax for a single filer with no pre-tax contributions.

Guide reviewed August 9, 2026 · Tax sources reviewed through August 9, 2026

Where the $85,000 goes in Arizona

A single filer with no pre-tax retirement contributions, paid biweekly — the same baseline the calculator below opens on. Adjust any input there for your own figures.

Annual tax breakdown for $85,000 in Arizona
Gross salary	$85,000
Federal income tax	−$9,870
Social Security	−$5,270
Medicare	−$1,233
Arizona income tax	−$1,731
Estimated take-home	$66,896
Effective tax rate	21.3%

Arizona take-home pay at five salaries

At $85,000, Arizona ranks 11th of the 50 jurisdictions this site publishes for take-home pay: $1,589 a year more than the median jurisdiction, and $1,731 a year less than Florida, which leaves the most.

Estimated 2026 take-home pay in Arizona for a single filer at five salaries, with the state's rank at each
Salary	State tax	Take-home	Bi-weekly	Tax rate	Rank
$40,000	$606	$33,714	$1,297	15.7%	12th of 50
$60,000	$1,106	$49,284	$1,896	17.9%	11th of 50
$85,000	$1,731	$66,896	$2,573	21.3%	11th of 50
$120,000	$2,606	$90,644	$3,486	24.5%	11th of 50
$200,000	$4,606	$144,321	$5,551	27.8%	11th of 50

Single filer, no pre-tax contributions, paid biweekly. “State tax” is Arizona income tax plus any state payroll assessments deducted from pay; “Tax rate” is all taxes, federal included, as a share of gross. Rank 1 is the highest take-home.

More from this Arizona profile

Same salary, same state — see what changes under a different scenario.

Compare states See every state ranked Explore 401(k) savings Estimate a raise Read the Arizona guide

Take-home pay by salary in Arizona

$30,000 $35,000 $40,000 $45,000 $50,000 $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $85,000 $90,000 $100,000 $110,000 $120,000 $125,000 $150,000 $175,000 $200,000 $250,000 $300,000

Hourly pay in Arizona

$14/hr $15/hr $17/hr $18/hr $19/hr $20/hr $21/hr $22/hr $24/hr $25/hr $27/hr $28/hr $30/hr $33/hr $35/hr $37/hr $40/hr $44/hr $48/hr $50/hr

Arizona next to every other state

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2026 Arizona paycheck guide

What this statewide profile models

State wage-tax treatment

The profile applies one configured statewide rate band after modeled adjustments. It does not infer local taxes or unsupported credits.

Employee payroll items

No employee payroll assessment is configured in this statewide profile. That is a model statement, not a claim that every employer or locality has no additional deduction.

401(k) treatment

Configured pretax 401(k) contributions reduce Arizona taxable wages in this model, subject to the calculator limit and profile boundaries.

Planning focus

Compare filing-status and pretax-contribution scenarios instead of treating one Arizona withholding estimate as a universal result.

Profile boundaries

These limits stay visible so a statewide estimate is not mistaken for a filed return or an address-specific withholding calculation.

Arizona state income tax is modeled two ways: an annual-liability estimate, and employer withholding per the state's own published formula.
The dependent credit — $125 per dependent under 17 and $25 per dependent 17 or older for 2026 — and the charitable deduction adjustment, now 100% of qualified contributions capped at $1,000 single and $2,000 joint, require inputs not collected by this calculator.
The standard deduction amounts are Arizona's tax-year-2025 figures; A.R.S. §43-1041 indexes them annually to the federal standard deduction and the Department of Revenue had not published 2026 amounts when this was checked, so estimates are modestly overstated.

Read the calculation methodology

Reviewed sources

Each link shows the date it was last reviewed for this profile.

Arizona HB 4168 (2026, enacted) — standard deduction and rate confirmation
Reviewed August 9, 2026
Tax Foundation — 2026 state rates, brackets, deductions, and exemptions
Reviewed August 9, 2026

Common questions

Arizona paycheck calculator FAQs

Does Arizona have a state income tax on wages?

Yes. Arizona levies an individual income tax on wage income, and this estimate applies it. The profile applies one configured statewide rate band after modeled adjustments. It does not infer local taxes or unsupported credits.

What gets taken out of a Arizona paycheck?

No employee payroll assessment is configured in this statewide profile. That is a model statement, not a claim that every employer or locality has no additional deduction. Configured pretax 401(k) contributions reduce Arizona taxable wages in this model, subject to the calculator limit and profile boundaries.

Is this Arizona paycheck calculator up to date for 2026?

The tax profile is labeled Official 2026 and partial model; its source classification is official 2026 source. Current boundary to review: The dependent credit — $125 per dependent under 17 and $25 per dependent 17 or older for 2026 — and the charitable deduction adjustment, now 100% of qualified contributions capped at $1,000 single and $2,000 joint, require inputs not collected by this calculator.

Compare Arizona with other jurisdictions

Arizona vs. California Paycheck Comparison [2026]

Compare Arizona and California take-home pay at the same salary, with Nevada as a no-wage-tax Southwest reference point for the same gross figure.