2026 · Official 2026 sourceTax review: Official 2026Partial modelEditorial status: Launch-ready

Pennsylvania paycheck calculator

Estimate take-home pay with the Pennsylvania 2026 profile, then use the guide below to understand what is modeled and what still needs local or personal verification. Pay special attention to Pennsylvania's configured 401(k) treatment and local-tax exclusions when comparing contribution scenarios.

A $85,000 salary in Pennsylvania leaves an estimated $66,018 per year — about $2,539 every two weeks — after 2026 federal, FICA, and state tax for a single filer with no pre-tax contributions.

Guide reviewed August 9, 2026 · Tax sources reviewed through August 9, 2026

Where the $85,000 goes in Pennsylvania

A single filer with no pre-tax retirement contributions, paid biweekly — the same baseline the calculator below opens on. Adjust any input there for your own figures.

Annual tax breakdown for $85,000 in Pennsylvania
Gross salary	$85,000
Federal income tax	−$9,870
Social Security	−$5,270
Medicare	−$1,233
Pennsylvania income tax	−$2,610
Estimated take-home	$66,018
Effective tax rate	22.3%

Pennsylvania take-home pay at five salaries

At $85,000, Pennsylvania ranks 16th of the 50 jurisdictions this site publishes for take-home pay: $711 a year more than the median jurisdiction, and $2,610 a year less than Florida, which leaves the most.

Estimated 2026 take-home pay in Pennsylvania for a single filer at five salaries, with the state's rank at each
Salary	State tax	Take-home	Bi-weekly	Tax rate	Rank
$40,000	$1,228	$33,092	$1,273	17.3%	31st of 50
$60,000	$1,842	$48,548	$1,867	19.1%	20th of 50
$85,000	$2,610	$66,018	$2,539	22.3%	16th of 50
$120,000	$3,684	$89,566	$3,445	25.4%	15th of 50
$200,000	$6,140	$142,787	$5,492	28.6%	15th of 50

Single filer, no pre-tax contributions, paid biweekly. “State tax” is Pennsylvania income tax plus any state payroll assessments deducted from pay; “Tax rate” is all taxes, federal included, as a share of gross. Rank 1 is the highest take-home.

More from this Pennsylvania profile

Same salary, same state — see what changes under a different scenario.

Compare states See every state ranked Explore 401(k) savings Estimate a raise Read the Pennsylvania guide

Take-home pay by salary in Pennsylvania

$30,000 $35,000 $40,000 $45,000 $50,000 $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $85,000 $90,000 $100,000 $110,000 $120,000 $125,000 $150,000 $175,000 $200,000 $250,000 $300,000

Hourly pay in Pennsylvania

$14/hr $15/hr $17/hr $18/hr $19/hr $20/hr $21/hr $22/hr $24/hr $25/hr $27/hr $28/hr $30/hr $33/hr $35/hr $37/hr $40/hr $44/hr $48/hr $50/hr

Pennsylvania next to every other state

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Local and municipal calculators in Pennsylvania

Philadelphia Pittsburgh

2026 Pennsylvania paycheck guide

What this statewide profile models

State wage-tax treatment

The profile applies one configured statewide rate band after modeled adjustments. It does not infer local taxes or unsupported credits.

Employee payroll items

No employee payroll assessment is configured in this statewide profile. That is a model statement, not a claim that every employer or locality has no additional deduction.

401(k) treatment

Configured pretax 401(k) contributions remain in Pennsylvania taxable wages in this model, even though they reduce modeled federal taxable wages.

Planning focus

Pay special attention to Pennsylvania's configured 401(k) treatment and local-tax exclusions when comparing contribution scenarios.

Profile boundaries

These limits stay visible so a statewide estimate is not mistaken for a filed return or an address-specific withholding calculation.

Pennsylvania state income tax is modeled two ways: an annual-liability estimate, and employer withholding per the state's own published formula.
Pennsylvania taxable compensation includes employee 401(k) contributions, so the state calculation does not subtract them.
Pennsylvania's earned income tax is set by the pair of municipality and school district, and every pair in the DCED register is offered; the local services tax, a flat annual charge, and the separate non-resident rate are not applied.
Pennsylvania's income classes and limited deduction rules are simplified to wage income.
Philadelphia changes its wage-tax rate each July 1; the single rate applied here is the one in effect from 2026-07-01, so the first half of 2026 was taxed at a marginally higher 3.74%.

Read the calculation methodology

Reviewed sources

Each link shows the date it was last reviewed for this profile.

Pennsylvania DOR — REV-413(I), 2026 Instructions for Estimating PA Personal Income Tax
Reviewed August 9, 2026
Tax Foundation — 2026 state rates, brackets, deductions, and exemptions
Reviewed August 9, 2026

Common questions

Pennsylvania paycheck calculator FAQs

Does Pennsylvania have a state income tax on wages?

Yes. Pennsylvania levies an individual income tax on wage income, and this estimate applies it. The profile applies one configured statewide rate band after modeled adjustments. It does not infer local taxes or unsupported credits.

What gets taken out of a Pennsylvania paycheck?

No employee payroll assessment is configured in this statewide profile. That is a model statement, not a claim that every employer or locality has no additional deduction. Configured pretax 401(k) contributions remain in Pennsylvania taxable wages in this model, even though they reduce modeled federal taxable wages.

Is this Pennsylvania paycheck calculator up to date for 2026?

The tax profile is labeled Official 2026 and partial model; its source classification is official 2026 source. Current boundary to review: Pennsylvania's earned income tax is set by the pair of municipality and school district, and every pair in the DCED register is offered; the local services tax, a flat annual charge, and the separate non-resident rate are not applied.

Compare Pennsylvania with other jurisdictions

New York vs. Texas Paycheck Comparison [2026]

Compare New York take-home pay against Texas's no-wage-tax profile, with Pennsylvania as an additional Northeast reference.

Pennsylvania vs. New Jersey Paycheck Comparison [2026]

Compare Pennsylvania and New Jersey take-home pay, with New York as an additional Northeast reference.