2026 · Official 2026 sourceTax review: Official 2026Partial modelEditorial status: Launch-ready

Maryland paycheck calculator

Estimate take-home pay with the Maryland 2026 profile, then use the guide below to understand what is modeled and what still needs local or personal verification. Add Maryland county or local income taxes separately because the statewide calculator does not silently guess a locality.

A $85,000 salary in Maryland leaves an estimated $64,954 per year — about $2,498 every two weeks — after 2026 federal, FICA, and state tax for a single filer with no pre-tax contributions.

Guide reviewed August 9, 2026 · Tax sources reviewed through August 9, 2026

Where the $85,000 goes in Maryland

A single filer with no pre-tax retirement contributions, paid biweekly — the same baseline the calculator below opens on. Adjust any input there for your own figures.

Annual tax breakdown for $85,000 in Maryland
Gross salary$85,000
Federal income tax−$9,870
Social Security−$5,270
Medicare−$1,233
Maryland income tax−$3,674
Estimated take-home$64,954
Effective tax rate23.6%

Maryland take-home pay at five salaries

At $85,000, Maryland ranks 34th of the 50 jurisdictions this site publishes for take-home pay: $353 a year less than the median jurisdiction, and $3,674 a year less than Florida, which leaves the most.

Estimated 2026 take-home pay in Maryland for a single filer at five salaries, with the state's rank at each
SalaryState taxTake-homeBi-weeklyTax rateRank
$40,000$1,536$32,784$1,26118%44th of 50
$60,000$2,486$47,904$1,84220.2%38th of 50
$85,000$3,674$64,954$2,49823.6%34th of 50
$120,000$5,450$87,800$3,37726.8%34th of 50
$200,000$9,826$139,101$5,35030.4%35th of 50

Single filer, no pre-tax contributions, paid biweekly. “State tax” is Maryland income tax plus any state payroll assessments deducted from pay; “Tax rate” is all taxes, federal included, as a share of gross. Rank 1 is the highest take-home.

More from this Maryland profile

Same salary, same state — see what changes under a different scenario.

Compare statesSee every state rankedExplore 401(k) savingsEstimate a raiseRead the Maryland guide

Take-home pay by salary in Maryland

$30,000$35,000$40,000$45,000$50,000$55,000$60,000$65,000$70,000$75,000$80,000$85,000$90,000$100,000$110,000$120,000$125,000$150,000$175,000$200,000$250,000$300,000

Hourly pay in Maryland

$14/hr$15/hr$17/hr$18/hr$19/hr$20/hr$21/hr$22/hr$24/hr$25/hr$27/hr$28/hr$30/hr$33/hr$35/hr$37/hr$40/hr$44/hr$48/hr$50/hr

Maryland next to every other state

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Local and municipal calculators in Maryland

Baltimore CityMontgomery County, MD

2026 Maryland paycheck guide

What this statewide profile models

State wage-tax treatment

The profile applies 10 configured statewide rate bands after modeled adjustments. It does not infer local taxes or unsupported credits.

Employee payroll items

No employee payroll assessment is configured in this statewide profile. That is a model statement, not a claim that every employer or locality has no additional deduction.

401(k) treatment

Configured pretax 401(k) contributions reduce Maryland taxable wages in this model, subject to the calculator limit and profile boundaries.

Planning focus

Add Maryland county or local income taxes separately because the statewide calculator does not silently guess a locality.

Profile boundaries

These limits stay visible so a statewide estimate is not mistaken for a filed return or an address-specific withholding calculation.

  • Maryland state income tax is modeled two ways: an annual-liability estimate, and employer withholding per the state's own published formula.
  • Anne Arundel and Frederick counties levy local rates that change with income and filing status. Those two are not offered; every other Maryland county and Baltimore City is.
  • The exemption phaseout keys off federal adjusted gross income. Enter income from outside this job to measure it exactly; left blank, it measures this job's wages alone.
  • The $1,000 age-65 and blindness exemptions are applied from the number you enter. Unlike the personal exemption they do not phase out at any income.
  • The 2% surtax on net capital gains above $350,000 of federal AGI is outside this wage-only estimate.
  • The itemized-deduction limitation — a reduction of 7.5% of federal AGI above $200,000, in force since tax year 2025 — is not modelled.
Read the calculation methodology

Common questions

Maryland paycheck calculator FAQs

Does Maryland have a state income tax on wages?

Yes. Maryland levies an individual income tax on wage income, and this estimate applies it. The profile applies 10 configured statewide rate bands after modeled adjustments. It does not infer local taxes or unsupported credits.

What gets taken out of a Maryland paycheck?

No employee payroll assessment is configured in this statewide profile. That is a model statement, not a claim that every employer or locality has no additional deduction. Configured pretax 401(k) contributions reduce Maryland taxable wages in this model, subject to the calculator limit and profile boundaries.

Is this Maryland paycheck calculator up to date for 2026?

The tax profile is labeled Official 2026 and partial model; its source classification is official 2026 source. Current boundary to review: Anne Arundel and Frederick counties levy local rates that change with income and filing status. Those two are not offered; every other Maryland county and Baltimore City is.

Compare Maryland with other jurisdictions

No curated landing page currently includes Maryland. Build a transparent three-state scenario with the comparison tool.

Open the state comparison tool

More on Maryland pay and deductions

Where Maryland ranks

What Maryland leaves you against every other state on the same salary, and where a move gains most.

Maryland unemployment benefits

How Maryland works out a weekly benefit, for how long, and the caps either side of it.

Maryland wage garnishment limits

The most a creditor can take from a Maryland paycheck, where state law is stricter than federal.

Maryland local income tax

Maryland counties add their own income tax on top of the state's, collected on the same return.