28 calculators

Every calculator

All of them run the same 2026 engine on the same documented rules — federal, FICA, state, and local where it applies. They differ in the question they start from.

Converting between rates

Hourly to salary

An hourly rate as an annual figure, at whatever hours you actually work.

Net to gross

Work backwards from the take-home you need to the salary that produces it.

Pay raise

What a raise adds after the marginal rate takes its share.

Paycheck diff

Two scenarios, every line that changed, ranked by size and only the causes it can prove.

Cost of living

What a salary in one state is worth in another, adjusted for prices.

Extra and irregular pay

Bonus tax

Why the withholding on a bonus is usually more than the tax you owe.

Overtime tax

Overtime pay under the 2026 deduction, and what survives the phase-out.

Tips tax

Whether your occupation qualifies for the no-tax-on-tips deduction.

Commission pay

Commission treated as supplemental wages, and what that changes.

Back pay

A lump sum covering past periods, taxed in the year it is paid.

Severance pay

Severance is wages: what actually lands after withholding.

PTO payout

Unused leave paid out at separation, and how it is withheld.

RSU vesting

What a vesting tranche costs you at the supplemental rate.

Wage garnishment

The most a creditor can take from a paycheck once federal and state limits are applied.

When your household changes

Marriage and divorce

What changing filing status does to two incomes combined.

Dependent changes

Adding or losing a dependent, and where it actually shows up.

Two incomes

Why two jobs withholding separately can still leave a bill.

Self-employment and offers

1099 side income

Self-employment tax and quarterly estimates on side income.

1099 vs W-2

The same headline rate as a contractor and as an employee.

S-corp salary

What the wage saves in payroll tax, and whether it is one you could defend.

Remote work by state

Which state taxes days you never spent there, and which six actually do.

Compare job offers

Two offers in two states, compared on what each actually leaves.

Employer payroll cost

What a wage costs the employer — FICA, FUTA and SUTA, not take-home.

Pre-tax contributions

401(k) savings

What a contribution costs you now against what it shelters.

HSA and FSA savings

Pre-tax health contributions and the payroll tax they avoid.

Saving and investing

High-yield savings after tax

What a bank's advertised APY is actually worth once your own bracket takes its share.

Take it with you

Embed the calculator

A copy-paste iframe for your own site. Free, no signup.

Looking for a state, a salary or an hourly rate?

Those have their own families rather than sitting in this list: paycheck calculator by state covers all 50 published state guides, salary after tax works a specific figure through line by line, and hourly pay answers what a rate is worth a year and what each hour keeps.

Every figure on every tool is an estimate built from documented 2026 rules reviewed through 2026-08-09, and none of it is tax, legal, payroll or financial advice. The methodology states what is modelled and what is deliberately left out.

Common questions

Which calculator should I use?

For a regular paycheck, start with the paycheck calculator for your state. For a one-off payment use the bonus calculator, for a job change use the offer comparison, and for self-employment use the 1099 or S-corp tools. Each models the part of the tax code that actually applies to that situation.

Are these calculators free?

Yes. Every calculator here is free and needs no account. Figures are estimates built from published federal and state rules, with the source behind each figure listed on the sources page.

How current are the figures?

They use 2026 federal and state rules. Every tax figure is traced to a primary government document with the date it was read, and the sources page lists them by corpus, marking which are re-checked automatically against the live page.