2026 · Official 2026 sourceTax review: Official 2026Configured modelEditorial status: Launch-ready

Illinois paycheck calculator

Estimate take-home pay with the Illinois 2026 profile, then use the guide below to understand what is modeled and what still needs local or personal verification. Separate Illinois's statewide estimate from any local payroll items that the profile explicitly lists as unsupported.

A $85,000 salary in Illinois leaves an estimated $64,565 per year — about $2,483 every two weeks — after 2026 federal, FICA, and state tax for a single filer with no pre-tax contributions.

Guide reviewed August 9, 2026 · Tax sources reviewed through August 9, 2026

Where the $85,000 goes in Illinois

A single filer with no pre-tax retirement contributions, paid biweekly — the same baseline the calculator below opens on. Adjust any input there for your own figures.

Annual tax breakdown for $85,000 in Illinois
Gross salary	$85,000
Federal income tax	−$9,870
Social Security	−$5,270
Medicare	−$1,233
Illinois income tax	−$4,063
Estimated take-home	$64,565
Effective tax rate	24%

Illinois take-home pay at five salaries

At $85,000, Illinois ranks 39th of the 50 jurisdictions this site publishes for take-home pay: $742 a year less than the median jurisdiction, and $4,063 a year less than Florida, which leaves the most.

Estimated 2026 take-home pay in Illinois for a single filer at five salaries, with the state's rank at each
Salary	State tax	Take-home	Bi-weekly	Tax rate	Rank
$40,000	$1,835	$32,485	$1,249	18.8%	48th of 50
$60,000	$2,825	$47,565	$1,829	20.7%	46th of 50
$85,000	$4,063	$64,565	$2,483	24%	39th of 50
$120,000	$5,795	$87,455	$3,364	27.1%	37th of 50
$200,000	$9,755	$139,172	$5,353	30.4%	33rd of 50

Single filer, no pre-tax contributions, paid biweekly. “State tax” is Illinois income tax plus any state payroll assessments deducted from pay; “Tax rate” is all taxes, federal included, as a share of gross. Rank 1 is the highest take-home.

More from this Illinois profile

Same salary, same state — see what changes under a different scenario.

Compare states See every state ranked Explore 401(k) savings Estimate a raise Read the Illinois guide

Take-home pay by salary in Illinois

$30,000 $35,000 $40,000 $45,000 $50,000 $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $85,000 $90,000 $100,000 $110,000 $120,000 $125,000 $150,000 $175,000 $200,000 $250,000 $300,000

Hourly pay in Illinois

$14/hr $15/hr $17/hr $18/hr $19/hr $20/hr $21/hr $22/hr $24/hr $25/hr $27/hr $28/hr $30/hr $33/hr $35/hr $37/hr $40/hr $44/hr $48/hr $50/hr

Illinois next to every other state

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2026 Illinois paycheck guide

What this statewide profile models

State wage-tax treatment

The profile applies one configured statewide rate band after modeled adjustments. It does not infer local taxes or unsupported credits.

Employee payroll items

No employee payroll assessment is configured in this statewide profile. That is a model statement, not a claim that every employer or locality has no additional deduction.

401(k) treatment

Configured pretax 401(k) contributions reduce Illinois taxable wages in this model, subject to the calculator limit and profile boundaries.

Planning focus

Separate Illinois's statewide estimate from any local payroll items that the profile explicitly lists as unsupported.

Profile boundaries

These limits stay visible so a statewide estimate is not mistaken for a filed return or an address-specific withholding calculation.

Illinois state income tax is modeled two ways: an annual-liability estimate, and employer withholding per the state's own published formula.

Read the calculation methodology

Reviewed sources

Each link shows the date it was last reviewed for this profile.

Illinois DOR — 2026 withholding guide
Reviewed August 9, 2026
Tax Foundation — 2026 state rates, brackets, deductions, and exemptions
Reviewed August 9, 2026

Common questions

Illinois paycheck calculator FAQs

Does Illinois have a state income tax on wages?

Yes. Illinois levies an individual income tax on wage income, and this estimate applies it. The profile applies one configured statewide rate band after modeled adjustments. It does not infer local taxes or unsupported credits.

What gets taken out of a Illinois paycheck?

No employee payroll assessment is configured in this statewide profile. That is a model statement, not a claim that every employer or locality has no additional deduction. Configured pretax 401(k) contributions reduce Illinois taxable wages in this model, subject to the calculator limit and profile boundaries.

Is this Illinois paycheck calculator up to date for 2026?

The tax profile is labeled Official 2026 and configured model; its source classification is official 2026 source. Current boundary to review: Illinois state income tax is modeled two ways: an annual-liability estimate, and employer withholding per the state's own published formula.

Compare Illinois with other jurisdictions

Illinois vs. Indiana Paycheck Comparison [2026]

Compare statewide Illinois and Indiana paycheck estimates at the same salary, with Iowa as a third Midwest reference. Local income taxes are excluded.

Illinois vs. Texas Paycheck Comparison [2026]

Compare estimated take-home pay in Illinois and Texas, with Indiana as an additional Midwest reference.