Tax arbitrage

Minnesota take-home pay

Ranked against every other state and DC for the same salary, filing status, dependents, retirement savings, and pay frequency.

Minnesota at $85,000

Minnesota ranks 48 of 51 on a $85,000 salary, leaving an estimated $63,997 a year — $4,631 less than the highest-ranked jurisdiction. The full spread between first and last is $7,196.

Take-home pay at $85,000,Minnesota against the highest and lowest ranked jurisdictions
RankJurisdictionTake-homeBehind first
1Florida$68,628—
48Minnesota$63,997$4,631
51Oregon$61,432$7,196

Where this sits in Minnesota's schedule

Minnesota runs a graduated schedule of 4 bands. After $15,300 of state deductions it taxes $69,700, putting the top dollar in the 6.8% band and producing $4,257 of state tax — 5.01% of gross pay. Its 6.8% band ends at $109,430 of state taxable income, $39,730 above where this salary lands.

Where a move from Minnesota gains most

Ranked by what each would add to take-home pay against Minnesota's $63,997, on the same salary and profile. This is before cost of living, which routinely reverses the order — the highest-ranked jurisdictions here are not the cheapest places to live.

The five largest take-home gains against Minnesota at $85,000
JurisdictionRankTake-homeGained a year
Florida1$68,628$4,631
Nevada2$68,628$4,631
New Hampshire3$68,628$4,631
South Dakota4$68,628$4,631
Tennessee5$68,628$4,631

A single filer paid biweekly, no dependents and no 401(k) contribution, on 2026 federal, FICA and state rules reviewed through 2026-08-09. State income tax only — local and municipal taxes are excluded, as is cost of living.

Common questions

Where does Minnesota rank for take-home pay in 2026?

Minnesota ranks 48 of 51 US jurisdictions on an $85,000 single-filer salary, keeping an estimated $63,997 a year after federal tax, FICA and state tax. The spread between the highest- and lowest-ranked jurisdiction on that same salary is $7,196.

How much more would I keep in Florida than in Minnesota?

About $4,631 a year on an $85,000 salary. Florida ranks first of 51 and Minnesota ranks 48. That figure is before cost of living, which routinely reverses the order — the jurisdictions that keep the most of a paycheck are not generally the cheapest places to spend it.

Is it worth moving out of Minnesota to pay less tax?

Not on this figure alone. The whole national spread on an $85,000 salary is $7,196 a year, and a difference in rent or mortgage of a few hundred dollars a month erases most of that. This ranking is a starting point for the tax question, not an answer to the moving question.