Rhode Island TDI/TCI contribution
What this line takes out of your pay in 2026, what it is calculated on, and where the rate comes from.
What Rhode Island TDI/TCI contribution costs at different salaries
Rhode Island TDI/TCI contribution is charged at 1.1% of wages in Rhode Island, but only on the first $100,000 earned in the year. The figure is set in statute, so it is the amount actually withheld rather than an approximation.
This assessment stops applying above $100,000 of wages, so the amount flattens once pay passes that ceiling while the share of gross keeps falling.
| Salary | Per year | Per biweekly cheque | Share of gross |
|---|---|---|---|
| $40,000 | $440 | $17 | 1.100% |
| $60,000 | $660 | $25 | 1.100% |
| $85,000 | $935 | $36 | 1.100% |
| $150,000 | $1,100 | $42 | 0.733% |
How Rhode Island compares
3 states in this model run a state disability insurance programme funded by an employee deduction. Ranked by employee rate, Rhode Island is 2 of 3. Rates are not directly comparable as benefits — each programme sets its own wage base, benefit ceiling and eligibility rules. See every payroll deduction in the model.
| State | Employee rate | Applies to |
|---|---|---|
| California | 1.30% | All wages, no cap |
| Rhode Island | 1.10% | Wages up to a cap |
| New Jersey | 0.19% | Wages up to a cap |
A single filer paid biweekly in Rhode Island, on 2026 rules reviewed through 2026-08-09. The rate traces to Rhode Island DLT — TDI and TCI contribution rates.
More on Rhode Island pay and deductions
Rhode Island paycheck calculator
Rhode Island's own brackets, deductions and payroll assessments, with the sources behind each.
Where Rhode Island ranks
What Rhode Island leaves you against every other state on the same salary, and where a move gains most.
Rhode Island unemployment benefits
How Rhode Island works out a weekly benefit, for how long, and the caps either side of it.
Rhode Island wage garnishment limits
The most a creditor can take from a Rhode Island paycheck, where state law is stricter than federal.
Common questions
How much does Rhode Island TDI/TCI contribution take out of a Rhode Island paycheck?
1.1% of wages, charged only on the first $100,000 you earn in the year. Above that ceiling the deduction stops for the rest of the year, so it takes a larger share of a lower salary than a higher one.
Is Rhode Island TDI/TCI contribution taken out of every paycheck?
Yes, while you are being paid wages in Rhode Island and, where a ceiling applies, until you reach it for the year. It is withheld by your employer alongside federal tax and FICA rather than being something you pay separately at filing time.
Can my Rhode Island employer charge less than this?
Yes. The figure modelled here is the MAXIMUM an employee can be charged. Employers may set a lower employee share, or cover more of the cost themselves, so a real payslip can show less than this and still be correct. It should not show more.