$24 an hour is $49,920 a year before tax, and about $39,785 after modelled 2026 tax for a single filer in Massachusetts.
Single filer, no pre-tax deductions, 40 hours a week for 52 weeks.
| Category | Annual | Monthly | Per hour | Share of gross |
|---|---|---|---|---|
| Gross pay | $49,920 | $4,160 | $24.00 | 100% |
| Federal income tax | $3,810 | $318 | $1.83 | 7.6% |
| Social Security | $3,095 | $258 | $1.49 | 6.2% |
| Medicare | $724 | $60 | $0.35 | 1.5% |
| Massachusetts income tax | $2,276 | $190 | $1.09 | 4.6% |
| Massachusetts payroll assessments | $230 | $19 | $0.11 | 0.5% |
| Estimated take-home | $39,785 | $3,315 | $19.13 | 79.7% |
Across 2,080 paid hours a year at 40 hours a week. State income tax only — local and municipal taxes are excluded.
The $16,100 standard deduction leaves $33,820 of taxable income, which puts the last dollar in the 12% federal bracket. Only $21,420 of it is actually taxed at 12% — the income below $12,400 is taxed at the lower rates first, which is why the effective rate lands well under the bracket number. The 12% band runs to $50,400, so a raise of about $16,580 would be needed before any dollar is taxed at 22%.
Massachusetts runs a graduated schedule of 2 bands. After $4,400 of state deductions it taxes $45,520, putting the top dollar in the 5% band and producing $2,276 of state tax — 4.56% of gross pay. Its 5% band ends at $1,107,750 of state taxable income, $1,062,230 above where this salary lands.
Federal income tax of $3,810 on $49,920 of gross pay is 7.63% of the salary, against a 12% marginal bracket — a gap of about 4.4 points. The bracket describes the next dollar earned, not the pay already earned, and quoting the bracket as the tax rate overstates the bill by $2,180 at this salary.
A dollar more an hour is $2,080 more a year at 2,080 paid hours. Against a combined marginal rate of about 24.65% -- the 12% federal band, Massachusetts's 5%, 1.45% Medicare and 6.2% Social Security -- roughly $1,567 of that reaches the bank, or about $0.75 of the extra dollar.
$24 an hour across 52 weeks, at different weekly hours.
| Hours a week | Per week | Per year |
|---|---|---|
| 20 hours | $480 | $24,960 |
| 25 hours | $600 | $31,200 |
| 30 hours | $720 | $37,440 |
| 35 hours | $840 | $43,680 |
| 40 hours | $960 | $49,920 |
| 45 hours | $1,080 | $56,160 |
| 50 hours | $1,200 | $62,400 |
$24 an hour in Massachusetts works out to about $39,785 a year after modelled 2026 federal, FICA, and state tax for a single filer — roughly $19.13 for every hour worked.
$24 an hour is $49,920 a year before tax at 40 hours a week for 52 weeks.
About 20.3% of gross pay, combining federal, FICA, and Massachusetts state tax for a single filer with no pre-tax deductions.
40 paid hours a week for 52 weeks, with no unpaid leave or overtime premium. Take-home is a 2026 estimate for a single filer with no pre-tax deductions and excludes local taxes.
Massachusetts’s tax treatment traces to Massachusetts DOR — 2026 Form 1-ES instructions (surtax threshold) and tax rates. Sources were reviewed through August 9, 2026.
Read the calculation methodology