France · 2026
Social security ceiling 2026: €4,005 a month
The social security ceiling is €48,060 a year, €4,005 a month in 2026. It sets where capped old-age insurance and Agirc-Arrco tranche 1 end; at four ceilings the CSG abatement stops, at eight tranche 2 does.
What changes around the ceiling
| Gross | Old-age | Pension | CEG + CET | CSG base | Total | Share |
|---|---|---|---|---|---|---|
| €3,000 | €219.00 | €94.50 | €25.80 | €2,947.50 | €625.21 | 20.8% |
| €4,000 | €292.00 | €126.00 | €34.40 | €3,930.00 | €833.61 | 20.8% |
| €4,005 | €292.37 | €126.16 | €34.44 | €3,934.91 | €834.65 | 20.8% |
| €6,000 | €300.35 | €298.53 | €64.39 | €5,895.00 | €1,235.09 | 20.6% |
| €16,020 | €340.43 | €1,164.26 | €186.63 | €15,739.65 | €3,218.07 | 20.1% |
| €20,000 | €356.35 | €1,508.13 | €235.19 | €19,719.65 | €4,012.48 | 20.1% |
| €32,040 | €404.51 | €2,548.38 | €382.08 | €31,759.65 | €6,415.66 | 20% |
| €40,000 | €436.35 | €2,548.38 | €382.08 | €39,719.65 | €7,219.62 | 18% |
Rows at one ceiling (€4,005), four (€16,020) and eight (€32,040). Non-cadre, no mutuelle.
Questions
What is the social security ceiling for?
It caps the base of some contributions: old-age insurance at 6.90% applies only to the first €4,005 a month, as does Agirc-Arrco tranche 1. Tranche 2 covers €4,005 to €32,040.
Does the ceiling change every year?
Yes, an order sets it before 1 January (the one of 22 December 2025 for 2026), following wage growth. The amounts on this page are 2026's.
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Estimate for 2026 after the Urssaf, Agirc-Arrco and the official default-rate grid. Not payroll, tax or financial advice.