France · 2026
Cadre or non-cadre: what the status changes in net pay
Cadre status changes three things on the payslip: the APEC taken from the employee, the 1.5% of tranche 1 the employer pays into prévoyance, and so the CSG base and taxable pay.
Cadre and non-cadre at ten salaries
| Gross | APEC | Net before tax, non-cadre | Net before tax, cadre | Net after tax, non-cadre | Net after tax, cadre |
|---|---|---|---|---|---|
| €2,000 | €0.48 | €1,583.19 | €1,579.80 | €1,574.99 | €1,571.46 |
| €2,500 | €0.60 | €1,978.99 | €1,974.75 | €1,919.53 | €1,901.79 |
| €3,000 | €0.72 | €2,374.79 | €2,369.71 | €2,244.40 | €2,237.13 |
| €3,500 | €0.84 | €2,770.59 | €2,764.65 | €2,555.32 | €2,545.77 |
| €4,000 | €0.96 | €3,166.39 | €3,159.61 | €2,841.63 | €2,829.41 |
| €5,000 | €1.20 | €3,962.82 | €3,955.79 | €3,396.29 | €3,381.70 |
| €6,000 | €1.44 | €4,764.91 | €4,757.64 | €3,985.04 | €3,969.15 |
| €8,000 | €1.92 | €6,369.11 | €6,361.36 | €5,188.24 | €5,170.81 |
| €10,000 | €2.40 | €7,973.30 | €7,965.07 | €6,321.65 | €6,302.71 |
| €15,000 | €3.60 | €11,983.79 | €11,974.36 | €8,508.66 | €8,484.56 |
Mainland France, no mutuelle, default rate. The gap before tax is the APEC and the CSG on the employer's prévoyance.
Questions
Does a cadre take home more at the same gross?
Before tax, slightly less: the APEC takes 0.024% of gross (up to four ceilings) and the CSG is worked on a wider base. After tax, the employer's prévoyance, taxable in the employee's hands, can also lift the default rate by a bracket. At €3,000 gross: €2,374.79 (non-cadre) against €2,369.71 (cadre).
Who is a cadre?
Status depends on the collective agreement and the contract, not on pay. This calculator does not guess: tick the box if your payslip shows cadre status and the APEC.
More
CalculatorAll salariesNon-cadreCadreContributionsWithholding taxCadre or notMinimum wageSocial security ceiling
Estimate for 2026 after the Urssaf, Agirc-Arrco and the official default-rate grid. Not payroll, tax or financial advice.
